TPB Bank PLC seeks to appoint dedicated, self-motivated and highly organized Manager Agribusiness (1 position) to join the Directorate of Retail Business Banking team.
DIRECT REPORTING LINE:Senior Manager Credit
LOCATION:Dar es Salaam
WORK SCHEDULE:As Per TPB Bank PLC Staff Regulations
SALARY:Commensurate To The Job Advertised
Manager Agribusiness will oversee and manage all functions relating to the Warehouse Receipts System (WRS) which finances storable post-harvest commodity inventory deposited into accredited warehouses by cooperative/unions, AMCOS, individuals and companies.
Further; to guarantee good customer service, improved asset performance (growth and quality), profitability, effective risk control and management in line with TBP’s lending Policy and Procedure
Identify and analyze strategic business development opportunities to drive growth in the agricultural value chain through the application of Warehouse Receipt System financial
Support the warehouse/SILO Receipt Financing Systems management for enhanced
Properly coordinate and manage; Warehouse Receipt System financing products, execute internal and external relationships to ensure appropriate operations activities to WRS stakeholders isReview and appraisal of credit applications of organizations, companies, associations,
cooperatives/unions or individuals; in the area of operation/zone to assess credit risk and make recommendation to approval
Provide technical expertise on Warehouse Receipt System financing products to branch agriculture credit officers and other stakeholders to implement warehouse receipts systems financing
Prepare weekly, monthly agriculture loan portfolio performance report and submit them
Monitor credit and supervise loans disbursed in the area of operations/zone to ensure quality loan book
Assist branches to prepare budget for the respective loan
Assist branches under areas of operations to ensure certificates of pledge are submitted by customers and stored in branch custody before loan drawdown and release warrants are issued
Provide leadership initial recovery and handling claims from the performance Bond Account which is under the custodian of the TWLB for any unredeemed Warehouse
Ensure warehouse and collateral manager where storable post-harvest commodity financed is deposited and
Ensure a warehouse management agreement (WMA) between the depositor, warehouse operator/collateral manager and the bank are
Analyze applicant financial status, credit, and property/asset evaluation to determine feasibility of granting loan and submits applications and submit to approving authority.
To ensure that branches are complying with the established WRS procedure which include applicant’s assessment procedures, credit investigation procedures and a loan monitoring system designed to provide information concerning the performance of WRS Financing.
Ensure the product quality and loss provisioning is maintained at the acceptable limits as prescribed in the TPB Credit
Perform any other duties as may be assigned time to time by immediate supervisor
EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor’s degree in finance, economics, agricultural science, Regional Development farming systems or related fields (Master degree will an added advantage).
Minimum 2 years’ experience in Warehouse Receipt System Financing from Reputable banks and/or financial
Skills / Attributes:
Excellent written and oral communication skills with high proficient in English and
Conversant with standard computer applications (MS Excel, Word, Power Point and Access).
Ability to handle emotional labor when dealing with difficult
Good knowledge of core banking operation
Ability to work under pressure with minimum
The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume.
All Applicant should apply via TPB WEBSITE; www.tpbbank.co.tz/career. Applications via other methods will not be considered.
TPB Bank PLC has a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.